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The quote process on Electric Insurance's website is straightforward. There are five sections that ask for your basic home address, any group / company affiliation, your license and insurance duration history, vehicle safety and security features, annual mileage, any driving record incidents. You do not need to provide a VIN or Social Security Number. The most personally identifiable information requested is your name, address, and date of birth.
Sample auto insurance premiums for a 30 year old single male driver living in Miami, Florida from Electric Insurance can cost $1,230 per year. This assumes that the driver had an excellent credit, license, and driving history, and purchased a minimum policy in Florida with $10,000 of personal injury protection (PIP), $10,000 property damage liability, and $10,000 of bodily injury liability. This annual quote equates to a six-month policy cost of $615 or a monthly cost of $102, and is net of a paid-in-full and safe driver discounts. One of the advantages of Electric is that their standard policies are a year long - your rate is locked in for twelve months in contrast to other insurers who issue six-month long policies with an eye towards reviewing your policy for rate increases more frequently.
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Auto Insurance Policy and Discounts
The quote process on Electric Insurance's website is straightforward. There are five sections that ask for your basic home address, any group / company affiliation, your license and insurance duration history, vehicle safety and security features, annual mileage, any driving record incidents. You do not need to provide a VIN or Social Security Number. The most personally identifiable information requested is your name, address, and date of birth.
Sample auto insurance premiums for a 30 year old single male driver living in Miami, Florida from Electric Insurance can cost $1,230 per year. This assumes that the driver had an excellent credit, license, and driving history, and purchased a minimum policy in Florida with $10,000 of personal injury protection (PIP), $10,000 property damage liability, and $10,000 of bodily injury liability. This annual quote equates to a six-month policy cost of $615 or a monthly cost of $102, and is net of a paid-in-full and safe driver discounts. One of the advantages of Electric is that their standard policies are a year long - your rate is locked in for twelve months in contrast to other insurers who issue six-month long policies with an eye towards reviewing your policy for rate increases more frequently.
Insurance Discounts
Electric provides a slew of discounts to its policyholders that range from the standard Anti-Lock and Anti-Theft discounts to the more unique Electric & Hybrid Vehicle discount. The actual amount of the discount varies on a state by state basis, and are therefore not provided below.Discount Type | Discount Amount |
New Vehicle Discount | 3 - 7% |
Paid in Full Discount | 5% |
Early Purchase Discount | 3 - 7% |
Electric & Hybrid Vehicle Discount | Up to 10% |
How to File a Claim
- Press 1 then 2 for claims
- Press 1 for glass claims
- Press 2 for new claims
- Press 3 for towing reimbursements
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