VIDÉO.- Dossier Viol : Duel familiale - La fille de Laplanta sort de son silence et a tout avoué en DIRECT - "Li pèmèt li, Li itilize yon pakèt zanmi l pou..." (Regardez la VIDÉO avant de commenter)
Elle sort enfin de son silence et a tout avoué - Elle explique la scène de viol subie d'un ami de Laplanta (Son père) - (Regardez la VIDÉO ci-dessous)
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Hybrid Types of Mortgage Loans
- Option ARM Mortgage TypesOption ARM loans are complicated. They are adjustable-rate mortgages, meaning the interest rate fluctuates periodically. Like the name implies, borrowers can choose from a variety of payment options and index rates. But beware of the minimum payment option, which can result in negative amortization.
- Combo/Piggyback Mortgage Loan TypesThis type of mortgage financing consists of two loans: a first mortgage and a second mortgage. The mortgages can be adjustable-rate mortgages or fixed-rate or a combination of the two. Borrowers take out two loans when the down payment is less than 20% to avoid paying private mortgage insurance.
- Adjustable-rate Mortgage TypesAdjustable-rate mortgages (ARMs) come in many flavors, colors, and sizes. The interest rate fluctuates. It can move up or down monthly, semi-annually, annually, or remain fixed for a period of time before it adjusts.
- Mortgage BuydownsBorrowers who want to pay a lower interest rate initially often opt for mortgage buydowns. The interest rate is reduced because fees are paid to lower the rate, which is why it's called a buydown. Buyers, sellers or lenders can buy down the interest rate for the borrower.
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