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When Renters Insurance Loans Protect Items in a Storage Unit


If you have property stored off premises in a storage bin, it would still be covered under your renters policies up to a certain amount. Usually a renters policy will limit coverage for storage unit items up to 10% of your total coverage. So if your policies gives you $30,000 worth of coverage for personal property, the items in your storage unit will be protected up to $3,000.

Does Renters Insurance Cover Bed Bugs?

Most renters insurance policies will not cover damage costs associated with bed bugs. Along with other pests, they are considered a maintenance issue, and not covered under your standard renters policy. You will likely have to pay for extermination services out of pocket.

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